The Importance of Insurance in Elective Plastic Surgery
If you’re thinking about having elective plastic surgery to enhance your physical appearance, there’s a lot to consider. Not least among those considerations is the cost of the surgery. Depending on what type of procedure you are choosing to have, plastic surgery can cost thousands, or even tens of thousands of dollars.
Most plastic surgery procedures are not considered to be medically necessary; therefore, the cost will not be covered by your health insurance company. That means you’ll be paying for your procedure out of your own pocket.
Any reputable plastic surgeon will be completely transparent with you about the costs of the procedure and may offer to work out a payment plan with you. Regardless, it’s still a considerable investment. So what if something goes wrong?
While the majority of patients have a positive experience and are extremely pleased with their results, you need to remember that you are choosing to undergo surgery. As with any surgery, there are risks that something may not go as planned, or the results are not as expected. What happens then? Have you just wasted all of that money? Do you have to pay to have any additional surgeries?
Fortunately, there is a way to protect yourself from unforeseen mishaps and extra expenses. You can purchase insurance for plastic surgery. To be clear, insurance for plastic surgery is not used to pay for your initial surgery; rather you use it to protect your initial investment.
Think of it like car insurance. You don’t purchase car insurance to pay for your car. For the purchase of your car you take out a loan, or work out financing options. But you do purchase car insurance to protect that investment. So if the car is stolen, vandalized, or involved in an accident, you know that your insurance company will cover the cost of repairing or replacing your car.
Insurance for plastic surgery works in a similar way. In the event that you are not happy with the results of the procedure or you experience unexpected difficulties during surgery or recovery, your insurance for plastic surgery will cover the expenses to correct those issues. You can go into your procedure confident that you won’t have another financial burden to bear if the unexpected should happen.
Your plastic surgeon is going to make every effort to ensure that you have a positive experience from beginning to end. But mistakes do happen. So, if you’re considering plastic surgery, talk to your surgeon and find out if he or she offers insurance for the procedure. If he or she doesn’t, find a doctor who does. The best case scenario is that you never have to use your insurance for plastic surgery, but you’ll have peace of mind knowing that should anything happen, you’re covered—and that’s priceless.
Northeastern Plastic Surgery understands your desire for a beautiful, youthful looking body and facial appearance. We use the latest plastic surgery techniques to perform a variety of surgical procedures. Dr. Fodero and the staff are very friendly, helpful, and available to answer any questions you may have about the procedures we offer. We strive to ensure that your experience with us is positive. Please contact us today to learn more about the services we offer.